In today’s economic climate, Owner or Seller Financing can be a great option for qualified buyers who are unable to obtain conventional financing through a bank or lender . Individuals who are self employed, have a bad credit rating, lack of credit, etc can still purchase real estate if the seller is willing to finance the transaction. Sellers who are in the position to offer financing tend to ask for 10-20% down, a competitive interest rate, and in most cases a 3-5 year balloon. Contact me today for more details!